Homemade Payday Bites Recipe
If you’re craving the irresistible salty-sweet magic of a classic candy bar, but want to make it at home, these Homemade Payday Bites are about to become your new obsession. Every bite combines creamy peanut butter, silky melted marshmallows, buttery sweetness, and a delightful crunch from roasted peanuts. They come together quickly, require no baking, and are perfectly portioned. Whether you’re serving them at a party, packing them in lunch boxes, or sneaking one as an afternoon pick-me-up, you’ll love how these Homemade Payday Bites deliver pure nostalgia and joy with each morsel.

Ingredients You’ll Need
The beauty of Homemade Payday Bites lies in just how simple—but essential—each ingredient is. Every item plays a starring role, working together for that signature taste and texture you crave. From the creamy chips to the crunchy topping, here’s why each one matters:
- Peanut Butter Chips: These chips create that rich peanutty base and perfectly mimic payday bar flavor with every creamy bite.
- Mini Marshmallows: They melt down into the base for a melt-in-your-mouth, chewy texture and extra sweetness.
- Sweetened Condensed Milk: The condensed milk pulls double duty, binding it all together and adding luscious caramel-like sweetness.
- Butter: Butter keeps the mixture rich and smooth, helping everything melt and set just right.
- Roasted Peanuts: Roasted peanuts crown each bite, providing that classic salty-sweet crunch and tying the flavor profile together beautifully.
How to Make Homemade Payday Bites
Step 1: Melt the Base Together
Start by grabbing a medium saucepan and setting your burner to medium heat. Add your peanut butter chips, mini marshmallows, sweetened condensed milk, and butter. Stir continuously to help everything melt evenly. Watch as the chips and marshmallows slowly transform into a thick, glossy mixture. Be patient with this step—low and slow is the key to achieving that dreamy, caramel-smooth texture without burning the sugars. Once the mixture is completely melted, turn off the heat and get ready for the next step!
Step 2: Portion Into Mini Muffin Cups
While your base is still warm and soft, quickly scoop it into mini muffin tin cups. You can use a small spoon or a cookie scoop for ease and uniformity. Fill each cup about three-quarters full so your bites have plenty of height for toppings. Working efficiently here ensures the mixture doesn’t start to set before you portion it—we want each bite to be perfectly chewy without any crumbly bits.
Step 3: Top With Roasted Peanuts
Here’s where these Homemade Payday Bites really start to look like the beloved candy bar. Generously sprinkle roasted peanuts over the tops of each portioned cup. Gently press the peanuts down with the back of a spoon or your fingers so they stick nicely to the soft base. The salty crunch of the peanuts is the finishing touch that makes these treats utterly addictive.
Step 4: Freeze Until Set
Pop your filled muffin tins into the freezer for at least 2 hours. This chill time allows the bites to set up perfectly—making them easy to pop out and bite into without sticking or falling apart. If you’re in a hurry, you can check on them after an hour, but the longer they chill, the firmer (and easier to handle) they’ll be. Once they’re set, remove them from the molds and serve immediately, or store for later snacking bliss.
How to Serve Homemade Payday Bites

Garnishes
Garnishes are the secret to making your Homemade Payday Bites look as fun as they taste. Try drizzling them with a little melted chocolate, a dusting of flaky sea salt, or a sprinkle of additional chopped peanuts for extra flair. Each topping adds a pop of color and a special touch, making these treats stand out on any dessert table.
Side Dishes
For an effortless dessert spread, serve your bites alongside fresh fruit—sliced apples or strawberries complement the peanut butter flavor wonderfully. They also pair beautifully with a cold glass of milk, or a hot cup of coffee for a delightful afternoon treat. If you’re having a party, mix them into a platter with other small sweets like chocolate truffles or caramel popcorn for a snackable variety.
Creative Ways to Present
Thinking outside the box means your Homemade Payday Bites can shine at any event! Try placing them in mini cupcake wrappers and stacking them on a tiered cake stand, or wrapping them individually in parchment paper for a cute party favor. For holiday gatherings, tuck them into festive tins or jars—a sweet gift for friends and family that doubles as a homemade memory.
Make Ahead and Storage
Storing Leftovers
Homemade Payday Bites store beautifully, which means you can always have a stash ready to go. Once they’re set, transfer the bites into an airtight container and keep them in the refrigerator. This helps them stay fresh and firm for up to a week, making them perfect for snacking on the fly or packing into lunchboxes.
Freezing
If you want to keep them even longer, freezing is the way to go. Arrange the bites on a baking sheet in a single layer and freeze until solid, then transfer to a freezer-safe bag or container. They’ll last for up to three months without losing their texture or flavor. Just pull out a few whenever the craving hits!
Reheating
There’s no need to reheat these bites—they’re best enjoyed straight from the fridge or after a brief rest at room temperature if you’ve just taken them out of the freezer. If you like them a little softer, let them sit out for about 10 minutes. They’ll be perfectly chewy and ready to enjoy.
FAQs
Can I use regular marshmallows instead of mini marshmallows?
Absolutely! Regular marshmallows will melt down just as well as mini ones. Just chop them roughly beforehand to help them dissolve quickly and evenly into the mixture.
What if I can’t find peanut butter chips?
Peanut butter chips are key for the classic flavor, but if you can’t find them, you can substitute with white chocolate chips plus a tablespoon or two of creamy peanut butter. The result will still be delicious and similar in spirit to Homemade Payday Bites.
How do I make these bites vegan?
With a few swaps, you can make a vegan version: use vegan marshmallows, dairy-free butter, and sweetened condensed coconut milk as substitutes. Make sure your peanut butter chips are dairy-free as well, and enjoy a plant-based version!
Can I add other toppings?
Definitely! Try mini chocolate chips, toffee bits, or a drizzle of caramel on top. Customizing your Homemade Payday Bites is a fun way to add new flavors and textures that your family and friends will love.
How do I keep the bites from sticking to the pan?
Using mini muffin liners or giving the muffin tin a quick spray with nonstick cooking spray works wonders. If you do forget, just let the bites warm up for a minute or two before gently loosening them with a butter knife.
Final Thoughts
If you’re looking for a foolproof treat that’s playful, portable, and undeniably satisfying, you owe it to yourself to make these Homemade Payday Bites. Their familiar flavor and simple prep make them a recipe worth sharing (and repeating often!). Give them a go—you might find yourself making an extra batch just to keep up with the demand!
PrintHomemade Payday Bites Recipe
These Homemade Payday Bites are a delightful treat that combines the rich flavors of peanut butter and sweetened condensed milk with the crunch of roasted peanuts, all in a convenient bite-sized form.
- Prep Time: 10 minutes
- Cook Time: 10 minutes
- Total Time: 2 hours 20 minutes
- Yield: 24 bites 1x
- Category: Dessert
- Method: Freezing
- Cuisine: American
- Diet: Vegetarian
Ingredients
For the Payday Bites:
- 1 (10 oz) bag peanut butter chips
- 2 cups mini marshmallows
- 1 (14 oz) can sweetened condensed milk
- 3 tbsp butter
- 3/4 cup roasted peanuts
Instructions
- In a saucepan over medium heat, combine peanut butter chips, mini marshmallows, sweetened condensed milk, and butter. Stir until completely melted and smooth.
- Evenly divide the melted peanut butter mixture between your mini muffin tin cups, then top each one with peanuts.
- Transfer to the freezer for at least 2 hours to set up before enjoying!
Nutrition
- Serving Size: 1 bite
- Calories: 150
- Sugar: 15g
- Sodium: 85mg
- Fat: 8g
- Saturated Fat: 3g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 18g
- Fiber: 1g
- Protein: 4g
- Cholesterol: 5mg
Keywords: Homemade Payday Bites, Peanut Butter, Sweetened Condensed Milk, Roasted Peanuts, Dessert, Vegetarian