Coconut Cream Pie Dip Recipe
If you love the luscious flavors of coconut cream pie but want an easy, shareable dessert for any gathering, you’ve got to try this Coconut Cream Pie Dip. It’s a dreamy, creamy concoction that captures all the rich, tropical goodness of the classic pie in a fun, dippable form. Whether you’re craving something to scoop with crackers, cookies, or fresh fruit, this dip brings sweet, fluffy coconut bliss to your taste buds with every bite.

Ingredients You’ll Need
The beauty of this Coconut Cream Pie Dip is in its simplicity — just a handful of ingredients come together to create layers of creamy texture, sweet coconut flavor, and that classic pie-like richness that makes every mouthful irresistible.
- Instant coconut cream Jell-O pudding mix: This gives that unmistakable coconut flavor and a thick, silky texture right from the start.
- Whole milk: Essential for mixing with the pudding powder to achieve the perfect creamy consistency.
- Cream cheese (softened): Adds a subtle tang and creaminess to balance the sweetness wonderfully.
- Powdered sugar: Sweetens the dip while blending smoothly without grittiness.
- Cool Whip topping (thawed): Lightens the dip with airy fluff, making it irresistibly scoopable.
- Sweetened coconut flakes: Stirred in for bursts of chewy coconut flavor and texture throughout.
- Toasted coconut flakes (for serving): Topping with toasted flakes adds a lovely nutty crunch and enhances coconut aroma.
- Graham crackers, Nilla Wafers, or bananas (for serving): Perfect dippers that complement the creamy dip with their crunch or natural sweetness.
How to Make Coconut Cream Pie Dip
Step 1: Whisk the pudding and milk
Begin by whisking the instant coconut cream pudding mix with the whole milk in a large bowl. You’ll want to whisk vigorously for about two minutes until the mixture thickens beautifully. This step is key because it sets the base of your dip, ensuring that luscious coconut flavor and that signature thick texture.
Step 2: Beat the cream cheese and powdered sugar
In another bowl, use an electric mixer to beat together the softened cream cheese and powdered sugar until fluffy and smooth. This adds a rich tang and creamy body to the dip. Then gently add your thawed Cool Whip topping, mixing it in to lighten up the texture for that perfect fluffy consistency.
Step 3: Fold in the sweetened coconut flakes
Once your creamy mixture is smooth, fold in the sweetened coconut flakes. This little addition gives delightful shredded coconut pops throughout the dip, which makes every bite exciting and textured.
Step 4: Combine pudding mixture with cream cheese mixture
Take that thickened pudding mixture and gently combine it with your coconut-infused cream cheese mixture. Stir just until everything is beautifully incorporated without losing the airy fluffiness. This coming together is where the magic hides — silky coconut cream perfection!
Step 5: Chill to set
Transfer the dip to a serving bowl and chill it in the refrigerator for 1 to 2 hours. This resting period allows the dip to firm up and all the flavors to marry, so it’s perfectly set and ready for serving.
Step 6: Garnish and serve
Just before serving, sprinkle a generous amount of toasted coconut flakes over the top for a toasty, nutty finish. Then set out graham crackers, Nilla Wafers, or sliced bananas for dipping — everyone will love diving in!
How to Serve Coconut Cream Pie Dip

Garnishes
To really elevate your Coconut Cream Pie Dip, garnishing with toasted coconut flakes adds a satisfying crunch and enhances the coconut aroma, making each bite even more vibrant. You could also add a few chocolate shavings or a sprinkle of finely chopped nuts if you want to mix things up while keeping that tropical vibe alive.
Side Dishes
This dip pairs wonderfully with simple sides like crispy graham crackers or buttery Nilla Wafers that complement the creaminess without overpowering it. Sliced fresh bananas or even pineapple chunks are brilliant options that introduce a fresh fruity contrast, perfect for summer get-togethers or anytime you crave that tropical punch.
Creative Ways to Present
For a fun twist, serve your Coconut Cream Pie Dip in small parfait glasses layered with crushed cookies and fresh fruit for a pretty presentation. Or fill mini edible tart shells for bite-sized surprises. Another great idea is to serve it alongside a tropical charcuterie board with coconut macaroons, tropical fruits, and nuts to impress your guests with both flavor and style.
Make Ahead and Storage
Storing Leftovers
Any leftover Coconut Cream Pie Dip can be tightly covered with plastic wrap or stored in an airtight container and refrigerated for up to 3 days. The dip may firm up more as it chills, so a quick stir before serving will bring back that perfect creamy texture.
Freezing
While this dip tastes best fresh or refrigerated, you can freeze it in a freezer-safe container for up to one month. Thaw it overnight in the refrigerator and gently stir to restore creaminess. Just keep in mind the texture might be slightly different after freezing, but it will still be delightful.
Reheating
Reheating is generally not recommended for this Coconut Cream Pie Dip since it’s best enjoyed cold and creamy. If you want to soften it a bit, simply let it sit at room temperature for 10 to 15 minutes before serving.
FAQs
Can I use light milk or a milk alternative?
Absolutely! While whole milk gives you rich creaminess, you can substitute with 2% milk or a creamy milk alternative like coconut milk or almond milk. Just keep in mind that the flavor and thickness may be subtly different.
What if I don’t have Cool Whip? Can I use whipped cream?
Yes! Homemade whipped cream makes a fantastic substitute and adds a lovely fresh flavor. Just whip heavy cream with a little powdered sugar until soft peaks form and fold it in gently.
Is it possible to make this dip dairy-free?
Definitely, with a few tweaks. Use a dairy-free pudding mix that’s coconut-flavored, substitute cream cheese with a vegan cream cheese alternative, and swap Cool Whip for a dairy-free whipped topping. The toasted coconut for garnish stays the same and adds amazing texture.
Can I make this ahead for a party?
Yes, making this dip a few hours or even the day before your event is perfect. Just keep it covered and chilled in the fridge until ready to serve, and garnish just before presenting.
What are some other good dippers besides crackers and fruit?
Try sturdy pretzel sticks, waffle cone pieces, or even rice crackers. If you want something unexpected, celery sticks or crisp apple slices add a great crunch and a hint of freshness that pairs beautifully with the sweet coconut dip.
Final Thoughts
If you’re on the hunt for a crowd-pleasing, no-fuss dessert that tastes like a slice of tropical paradise, the Coconut Cream Pie Dip is an absolute must-make. Creamy, coconutty, and perfectly sweet, it’s one of those recipes you’ll find yourself reaching for again and again, whether for a casual snack or a festive gathering. So go ahead, whip it up and share the coconut love with everyone you know!
PrintCoconut Cream Pie Dip Recipe
This Coconut Cream Pie Dip is a luscious and creamy dessert dip that combines the tropical flavor of coconut with a smooth, fluffy texture. Perfect for serving with graham crackers, Nilla Wafers, or fresh banana slices, this dip is a delightful treat that’s easy to prepare and sure to impress at any gathering.
- Prep Time: 15 minutes
- Cook Time: 0 minutes
- Total Time: 1 hour 15 minutes
- Yield: 8 servings 1x
- Category: Dessert, Dip
- Method: Mixing, Chilling
- Cuisine: American
- Diet: Vegetarian
Ingredients
Pudding Base
- 3 ounce box instant coconut cream Jell-O pudding
- 2 cups whole milk
Cream Cheese Mixture
- 8 ounces cream cheese, softened
- 1 cup powdered sugar
- 8 ounce container Cool Whip topping, thawed
- 1 cup sweetened coconut flakes
Toppings and Serving
- Toasted coconut flakes, for serving
- Graham crackers, Nilla Wafers, or banana slices, for serving
Instructions
- Prepare the pudding: In a large bowl, combine the instant coconut cream pudding powder and 2 cups of whole milk. Whisk vigorously for about 2 minutes until the mixture becomes very thick. Set aside to rest.
- Mix the cream cheese base: In another large bowl, use an electric mixer to beat the softened cream cheese and powdered sugar together until smooth and fluffy. Then add the thawed Cool Whip and continue mixing until fully combined. Gently fold in the sweetened coconut flakes for added texture and flavor.
- Combine mixtures: Slowly fold the thickened pudding mixture into the cream cheese and Cool Whip mixture until well blended, creating a creamy and cohesive dip.
- Chill the dip: Cover the bowl and refrigerate the dip for 1 to 2 hours to allow it to thicken and set completely, enhancing the flavors and texture.
- Serve and garnish: Before serving, sprinkle toasted coconut flakes generously over the top of the dip. Serve with graham crackers, Nilla Wafers, or fresh banana slices for dipping.
Notes
- Make sure the cream cheese is softened to room temperature for smooth mixing.
- Use sweetened coconut flakes for the best flavor, and toast additional coconut flakes to enhance the topping.
- You can substitute Cool Whip with another whipped topping of your choice if desired.
- For a lighter version, consider using low-fat cream cheese and milk, and a sugar substitute if needed.
- Store leftovers covered in the refrigerator for up to 3 days.
Nutrition
- Serving Size: 1/8 of recipe (approximately 1/4 cup)
- Calories: 210
- Sugar: 15g
- Sodium: 90mg
- Fat: 14g
- Saturated Fat: 8g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 18g
- Fiber: 1g
- Protein: 2g
- Cholesterol: 35mg
Keywords: coconut cream pie dip, dessert dip, coconut dip, cool whip dip, graham cracker dip, party dip, easy dessert, pudding dip